Terms and Conditions
Last Updated on 11th July 2025
Introduction
Welcome to Sai Gold OGL. These Terms & Conditions govern your use of our website and gold loan services. By accessing this website or using our services, you agree to comply with these terms.
Scope of Services
Sai Gold OGL connects customers with gold loan offerings through partnered financial institutions (banks or NBFCs). Loan approval, interest rates, and disbursement are subject to the partner institution’s terms.
User Eligibility
To use our services, you must:
- Be at least 18 years of age.
- Own the gold you intend to pledge.
- Provide valid identification and KYC documents.
Website Usage
- Do not misuse or tamper with the website.
- Content on this site is owned by Sai Gold OGL and may not be copied without permission.
- We may restrict access for suspicious or unlawful activity.
Intellectual Property
All content, design, trademarks, and media are property of Sai Gold OGL and protected by intellectual property laws.
Third-Party Links
Our website may contain links to partner sites. We are not responsible for the privacy practices or content of external websites.
Limitation of Liability
Sai Gold OGL is not responsible for:
- Rejection or delay of loan applications by partners.
- Errors caused by user-provided information.
- Unforeseen downtime or technical issues.
Modifications
We may revise these terms at any time. Continued use of the website implies acceptance of changes.
Governing Law
These terms are governed by the laws of India. Any disputes will be handled in the jurisdiction of Pune, Maharashtra.