Apply for a Gold Loan – Up to 75% Value, Funds in 30 Minutes
Apply Now → Estimate My Loan Amount
Benefits That Matter: Gold Loan
100% Gold Insurance
Your gold is fully insured for the duration of the loan. You do not have to worry about loss, theft, or damage.
Advanced Security
Your loan is stored in a state-of-the-art RBI-approved vault with 24x7 CCTV surveillance. We ensure complete safety at all times.
Minimal Documentation
Just ID and address proof is enough for a gold loan. No income proof and no credit score check required.
Flexible Repayment
Enjoy the flexibility of bullet payment. Interest only during the tenure, or foreclose early with no penalty.
75% Loan-to-Value
Get up to 75% of your gold's value as a loan, the highest in the industry. Chance to get maximum funds.
Same-Day Disbursal
Same-day gold loan approval and funds, all within 10 minutes of appraisal and KYC completion.
Estimate Your Gold Loan Amount
Before visiting our centre, know your gold loan amount. Enter your gold's approximate weight and purity to see the estimated amount.
This is not a final offer. Our branch appraisal will give you the final amount.
Interest Rate and Charges
| Parameter | Details |
|---|---|
| Interest Rate | Starting at % per annum |
| Loan | Up to 75% of gold value |
| Processing Fee | ₹0 |
| Foreclosure Charge | ₹0 |
Rates and charges depend upon the gold purity, loan amount and tenure according to the market rate.
Eligibility and Documents For Gold Loan
Eligibility Criteria
- Indian resident, 18 - 75 years of age
- Gold jewellery of 18K purity or higher
- Valid photo with ID
- No minimum income requirement
Documents Required
- Photo ID: Aadhaar, PAN, Voter ID or Passport (any one)
- Address proof: Aadhaar, Electricity bill, or rental agreement (any one)
- Recent passport-size photograph
- Signed loan application form (provided at the branch)
How to Get Your Gold Loan in 5 Easy Steps
Visit or Call
Walk in with your gold on schedule day.
Appraisal
Our expert appraiser checks purity and weight in front of you.
KYC
Submit your KYC ID and address for verification.
Loan Offer
Check the offered amount, rate of interest and tenure.
Get Funds
Accept and receive funds by cash or bank transfer within 10 minutes.
Who Can Apply for a Gold Loan?
Salaried Individuals
Self-Employed Individuals
Working Professional
Business Owners and Entrepreneurs
Students
Farmers and Agriculturists
Housewives and Homemakers
Senior Citizens
Pensioners
NRIs (Non-Resident Indians)
Your Gold - Your Solution for Every Need
A gold loan is not just for emergencies. It is one of your valuable assets that comes with a versatile financial solution to achieve a wide range of goals.
Medical Emergencies
Education
Business Growth
Weddings
Home Renovation
Agriculture
Debt Consolidation